Everyone in life wishes to build their own house. Here we offer to fulfil your wish by bringing the Best Home Loan Deals from leading banks and non-banking finance companies. You can opt for the best home loan through us and buy a house whenever and wherever you want. When you apply through us, you get the major benefits as low EMI, higher tenure, attractive and low interest rate, smooth and swift application process and many more.
We bring home loans which fit to the needs of the customer while keeping the whole application process online as much as possible so you don't have to chase different offices with a burden of so much documentation.
When you apply your Home Loan through us, you get a bunch of benefits. for instance:
- Attractive Interest Rate
- Flexibility To Choose Suitable Interest Rate Type (Fixed or Floating)
- Online Application Process with Minimum Documentation
- Doorstep and Contactless Services from Our Associate Banks/NBFCs
- Swift and Transparent Loan Approval and Disbursal
- Fair Valuation of Loan Eligibility and Property
- Exempted or Lower Processing Fee
- Loan/Balance Transfer with Attractive ROI and Lower EMIs
- Less or No Prepayment Charges
- Option to Repay your Loan in Longer Tenure
Eligibility Criteria for Home Loan
| Eligibility criteria | For Salaried | For Self - Employed |
|---|---|---|
| Nationality | Resident Indian | Resident Indian |
| Age | 23 to 62 years | 25 to 70 years |
| Work Experience / Business Continuity | 3 years or more | 5 years or more |
| Maximum loan | ₹3.5 crore | ₹3.5 crore |
Documents Required for a Home Loan
| Category | Documents |
|---|---|
| Identity Proof (any one) | - PAN card - Driving license - Voter ID - Valid passport |
| Address Proof (any one) | - Electricity bill/ water bill/ telephone bill - Valid passport - Aadhaar Card - Driving license - Voter ID |
| Other Documents | - Passport-size photograph - Document for proof of 5 years of business continuity (for self-employed individuals) |
Income Proof Documents Required for Home Loan
| Home Loan for: | Documents |
|---|---|
| Self-Employed and Salaried Individuals | - Latest salary slips or Form 16 - Bank account statements of the last 6 months |
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